Content and Links Disclaimer

Genwealth.net seeks to ensure that all content and information published at this Web site is current and accurate. The information at Genwealth.net does not in any way constitute legal or professional advice and Genwealth.net cannot be held liable for actions arising from its use. In addition, Genwealth.net cannot be held responsible for the contents of any externally linked pages.

Disclaimer of Endorsement

Reference within this site to any specific commercial or non-commercial product, process, or service by trade name, trademark, manufacturer or otherwise does not constitute or imply an endorsement, recommendation, or favoring by Genwealth.net. The views and opinions of the authors of content published at Genwealth.net does not necessarily state or reflect the opinion of Genwealth.net or its owners, and cannot be used for advertising or product endorsement purposes.  References to books, software, Web sites, or products as “Recommended by Genwealth.net” are specific suggestions only and do not necessarily constitute or imply an endorsement.

Disclaimer for Links to External, Third Party Web Sites

Links to external, or third party Web sites, are provided solely for visitors' convenience.  Links taken to other sites are done so at your own risk and Genwealth.net accepts no liability for any linked sites or their content. When you access an external Web site, keep in mind that Genwealth.net has no control over its content.  Any link from Genwealth.net to an external Web site does not imply or mean that Genwealth.net endorses or accepts any responsibility for the content or the use of such Web site. Genwealth.net does not give any representation regarding the quality, safety, suitability, or reliability of any external Web sites or any of the content or materials contained in them. It is important for users to take necessary precautions, especially to ensure appropriate safety from viruses, worms, Trojan horses and other potentially destructive items. When visiting external Web sites, users should review those Websites' privacy policies and other terms of use to learn more about, what, why and how they collect and use any personally identifiable information.

Privacy Policy

Genwealth.net does NOT use any visitor information for any purpose other than to help improve the Web site. Email addresses submitted through our forms and any other visitor information is never sold or used for any other purpose. Information allows us to respond to inquiries if needed, improve our Web site, and ban spammers and hacking attempts. In addition, no visitor information is available at this Web site or anywhere else that is publicly available.

NOTE: Spammers, hackers, and others conducting questionable behavior will be banned from this Web site and reported to appropriate authorities, including law enforcement for Internet crimes, solely at the discretion of the Web site owner and server owner. We save all spam to provide to law enforcement as evidence for prosecution. See also our Terms and Conditions of Use. We have a zero tolerance policy for spammers.

Terms and Conditions of Use

The Web site from which you accessed this agreement (“the Web site”) is provided to you subject to the following conditions. These terms are in addition to any other terms governing access to the Web site. By visiting (in any manner) the Web site you accept these terms and conditions (the “Terms of Service”). Please read them carefully.

Zero Tolerance for Spam, Spammers

For spammers, here's some information just to be extra clear:

• We have a zero spam policy. That means we do not tolerate ANY spam or spammers.
• We save all spam submissions to provide to appropriate law enforcement to help prosecute spammers.
• All spammers are banned from future visits to Genwealth.net.
• NO Web sites submitted by spammers will ever be listed at Genwealth.net.
• Web sites submitted by spammers are banned indefinitely, and all referral links from spam sites are blocked indefinitely.
• We report all spammers.
• We're not a link farm, and we will never link to link farm sites or other spam sites.
• We actively ban and block referral links indefinitely from all link farm sites and all spam sites.

Forbidden: Direct Linking to Images on This Server, aka “Hotlinking”

Anyone or any Web site found in our server logs attempting to directly link to images on our server will be BANNED INDEFINITELY from accessing this Web site. In addition, ALL materials at this Web site are copyrighted and owned by Genwealth.net. Anyone or any Web site found using ANY of the images, style sheets (CSS), content, or ANY materials at this site can be reported to law enforcement for stealing. See the Copyright Information page for more details.

Forbidden: Site Rippers, Mass Downloaders, Offline Browsers

Visitors may not, under any circumstances, use site rippers, offline browsers, site downloaders, or automated software to access or download anything from Genwealth.net. It is forbidden to save entire pages to download the graphics, presets, or other materials from Genwealth.net.

Note: Anyone using these types of software will be banned indefinitely from Genwealth.net.

Special License Restrictions for Non-Human Visitors

Any Non-Human Visitors to the Web site shall be considered agents of the individual(s) who controls, authors or otherwise makes use of them. The access rights granted to you under the Terms of Service are non-transferable without the express written permission of the owner of the Web site.  Special restrictions on a visitor's license to access the Web site apply to Non-Human Visitors. Non-Human Visitors include, but are not limited to, Web spiders, bots, indexers, robots, crawlers, harvesters, or any other computer programs designed to access, read, compile or gather content from the Web site automatically.
Email addresses on this site are considered proprietary intellectual property. It is recognized that these email addresses are provided for human visitors alone. You acknowledge and agree that each email address the Web site contains has a value not less than US $50. You further agree that the compilation, storage, and/or distribution of these addresses substantially diminishes the value of these addresses. Intentional collection, harvesting, gathering, and/or storing this Web site's email addresses is recognized as a violation of this agreement and expressly prohibited.

Applicable Law and Jurisdiction

Each party agrees that any suit, action or proceeding brought by such party against the other in connection with or arising from the Terms of Service (“Judicial Action”) shall be governed by the law of the state of residence of the registered Administrative Contact (the “Admin State”) for the Web site as such laws are applied to agreements between Admin State residents entered into and performed entirely within the Admin State. You consent to the jurisdiction of federal and state courts within the Admin State. You consent to the venue in any action brought against him in connection with breaches of these Terms of Service. You consent to electronic service of process regarding actions under the above agreement.

Records of Visitor Use and Abuse

You consent to having your Internet Protocol address recorded. An email address may appear immediately below (the “Identifier”) if we suspect potential abuse. The Identifier is uniquely matched to your Internet Protocol address. Visitors agree not to use this address for any reason.  Visitors agree that harvesting, gathering, storing, transferring to a third party or sending any message(s) to the identifier constitutes an acceptance and subsequent breach of these terms of service.